NY LEG Long Island Heavy Rain, Claims


On Aug. 20, NY LEG and NYDFS support Long Island due to weather.


  • NY LEG and NYDFS reported on support to communities in Long Island that were impacted by severe weather, heavy rain that occurred on Aug. 18 and Aug. 19, 2024.
  • NY State’s Weather Risk Communication Center reported that Mesonet's Stony Brook site in Suffolk County recorded 9.4 inches of rain, and have conducted initial surveys.
  • Assistance to Impacted Areas
  • The homeowners and businesses in Nassau and Suffolk counties are encouraged to fill out an online form in order to self-report damages to their homes and/or businesses.
  • The data on the form will help State and local officials identify supplemental damages.
  • To develop and augment potential requests for available federal assistance programs.
  • After contacting insurance companies, residents can get help with insurance data re policy coverage for losses, guidance on documenting losses and safeguarding property.
  • New Yorkers who have been impacted by flooding should visit DFS Disaster and Flood Recovery Resource Center, can get help to ensure claims are processed promptly.
  • Includes information on how to file complaint if policyholders cannot resolve disputes.
  • Homeowners who experienced property losses urged to file claims with insurer as soon as possible after losses occur, and document damages with photos and/or videos.
  • They should also cooperate with their insurers and record conversations with insurance representatives, noting the representatives' names, times and dates of calls or visits.
  • Should give insurer detailed room-by-room inventory of damaged items and property.
  • Also reminded homeowners that flood damage is only covered through flood insurance.
  • Aug. 23, 2024 NY LEG, NYDFS Disaster Declaration
  • On Aug. 23, 2024, NY LEG and NYDFS reported executive order 39 signed, declaring an emergency in Suffolk County due to record rainfall on Aug. 18 and Aug. 19, 2024.
  • Governor Hochul also announced that she will submit a request for federal emergency declaration from the president to support response, recovery operations in the county.
  • Would authorize FEMA to provide reimbursement for debris removal, emergency protective measures, and actions to eliminate/reduce more damage to infrastructure.
  • Governor also directed organizations to launch an emergency repair program for homeowners in Nassau and Suffolk counties, and a Statewide damage assessment.
  • Under New York Homes and Community Renewal, homeowners may be eligible for up to $50k in grants to fund or reimburse certain qualifying health and safety repairs.
  • Addresses damage that are not covered by insurance or disaster relief programs.
  • Applicants must be homeowners who occupy the home as a primary residence and total household income may not exceed 150 percent of the area median income.
  • NYDFS will be deployed on Aug. 27, 28 to a resource center in affected communities.
  • In Sep. 2024, US IRS provided tax relief to victims of storms, floods, see #225606.
  • Sep. 2024 NY LEG Declaration Extension
  • On Sep. 20, 2024, NY LEG issued EO 39.1 to extend disaster emergency in Suffolk County and continued terms, conditions, suspensions in EO 39 until Oct. 20, 2024.

Regulators NY LEG; NYDFS
Entity Types CNSM; Corp; Ins
Reference EO 39.1, 9/20/2024; EO 39, PR, 8/23/2024; PR, 8/20/2024
Functions BCS; Claims/Accelerated Benefits; Complaints; Compliance; Financial; Legal; Operations; Product Administration; Record Retention
Countries United States of America
Category
State
Products Corporate; Insurance; Insurance-Property
Regions Am
Rule Type Final
Rule Date 8/20/2024
Effective Date 10/20/2024
Rule Id 223365
Linked to N/A
Reg. Last Update 9/20/2024
Report Section US Consumer

Last substantive update on 09/26/2024