White House FLA Emergency, Debby


On Aug. 4, White House approved Florida emergency declaration.


  • White House president approved Florida emergency declaration and ordered federal assistance to supplement State, tribal, and local response efforts due Storm Debby.
  • Emergency caused by Tropical Storm Debby began Aug. 1, 2024, and continues.
  • Authorizes the Department of Homeland Security, FEMA to coordinate all disaster relief efforts with purpose of alleviating the hardship and suffering caused by the emergency.
  • Public Assistance Category B
  • Public Assistance emergency protective measures, limited to direct assistance and reimbursement for evacuation, shelter support to be provided at 75% federal funding.
  • Aid is for counties of Alachua, Baker, Charlotte, Citrus, Clay, Collier, Columbia, Dixie, Duval, Franklin, Gilchrist, Gulf, Hamilton, Hendry, Hernando, Hillsborough, Jefferson.
  • Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Monroe, Nassau, Osceola, Pasco, Pinellas, Putnam, Sarasota, Sumter, Suwannee, Taylor, Union, Wakulla.
  • Category B emergency protective measures will be provided at 75% federal funding.
  • Counties include Bay, Bradford, Brevard, Calhoun, DeSoto, Escambia, Flagler, Gadsden, Glades, Hardee, Highlands, Holmes, Jackson, Okaloosa, Okeechobee, Orange, Polk.
  • In addition, for Santa Rosa, Seminole, St. Johns, Volusia, Walton, and Washington.
  • Aug. 11, 2024 FEMA Applying for Assistance
  • On Aug. 11, 2024, FEMA reported homeowners and renters in 10 counties who had uninsured damage or losses caused by Hurricane Debby may be eligible for FEMA aid.
  • FEMA may be able to help with serious needs, displacement, temporary lodging, basic home repair costs, personal property loss or other disaster-caused needs.
  • Homeowners and renters in Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Manatee, Sarasota, Suwannee and Taylor counties are eligible to apply.
  • Follows White House approval of Florida disaster declaration on Aug. 10, 2024.
  • Ordered federal aid to supplement State, tribal, local recovery efforts in affected areas.
  • FEMA reported action makes funding available to affected persons in Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Manatee, Sarasota, Suwannee, Taylor counties.
  • Aid can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses and other programs to help individuals, businesses.
  • Aug. 13, 2024 SBA Offers FLA Disaster Aid
  • On Aug. 13, 2024, SBA offered disaster assistance to businesses, residents of Florida affected by Hurricane Debby starting Aug. 1, following the presidential declaration.
  • Economic injury disaster loans (EIDLs), physical damage loans offered in Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Manatee, Sarasota, Suwannee Taylor.
  • Small businesses, private nonprofits organizations in adjacent counties are eligible to apply EIDLs only: FLA Alachua, Baker, Charlotte, Citrus, DeSoto, Hardee, Hillsborough, Jefferson, Madison, Marion, Polk and Union GA Clinch, Echols and Lowndes counties.
  • Businesses and private nonprofits may borrow up to $2 million to repair disaster-damaged or destroyed real estate, equipment, inventory, and other business assets.
  • For small businesses, agricultural cooperatives, businesses engaged in aquaculture, and most private nonprofits, SBA offers EIDLs to help meet working capital needs.
  • EIDLs are available regardless of whether the business suffered any physical damage.
  • Loans up to $500k are available to homeowners to repair disaster-damaged destroyed real estate; homeowners; renters are eligible for up to $100k repair personal property.
  • Filing deadline for physical damage applications is Oct. 9, 2024; EIDLs May 12, 2025.
  • Aug. 16, 2024 SBA Fed Reg Supplement to Declaration
  • On Aug. 16, 2024, SBA published a federal register notice supplementing the presidential declaration of Aug. 10, 2024, regarding damages due to Hurricane Debby.
  • Number assigned for physical damage is 205338 and for economic injury is 205340.
  • On the same day, FEMA reported that assistance is available to renters, including students, with uninsured losses from Hurricane Debby in Columbia, Dixie, Gilchrist.
  • Also, Hamilton, Lafayette, Levy, Manatee, Sarasota, Suwannee, and Taylor counties.
  • May be able to help renters, homeowners with serious needs, displacement, temporary lodging, home repair costs, personal property loss or other disaster-caused needs.
  • Aug. 21, 2024 FEMA Madison County
  • On Aug. 21, 2024, FEMA added Madison County as eligible for disaster assistance.
  • Homeowners/renters with uninsured losses caused by Hurricane Debby can apply for FEMA disaster assistance, must provide FEMA with damage details and financial data.
  • If you have homeowners, renters or flood insurance, you should file a claim as soon as possible because FEMA cannot duplicate the benefits for losses covered by insurance.
  • If policy does not cover all disaster expenses, you may be eligible for federal help.
  • Aug. 22, 2024 SBA Additional Counties
  • On Aug. 22, 2024, SBA reported 2 counties added to Hurricane Debby disaster that began Aug. 1, making more businesses, residents eligible to apply for disaster loans.
  • Updated declaration now covers Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Madison, Manatee, Sarasota, Suwannee and Taylor eligible for both Physical, EIDLs.
  • Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic injury disaster loans (EIDLs).
  • Alachua, Baker, Charlotte, Citrus, DeSoto, Hardee, Hillsborough, Jefferson, Madison, Marion, Polk and Union in Florida and Brooks, Clinch, Echols and Lowndes in Georgia.
  • Survivors were encouraged to simultaneously apply for FEMA grants and SBA disaster loan assistance to fully recover from the consequences of the recent storms.
  • Aug. 27, 2024 SBA Fed Reg Amendment
  • On Aug. 27, 2024, SBA published amendment to disaster declaration in federal register
  • Amended to include Madison as a primary county for physical damage and economic injury loans; added Brooks country in Georgia as a contiguous county for EIDL only.
  • In Aug. 2024, FEMA reported disaster aid to Alachua, Jefferson counties, see #224226.
  • In Aug. 2024, SBA reported loans available in FLA for private non-profits, #224512.
  • Sep. 10, 2024 SBA Fed Reg Amendment
  • On Sep. 10, 2024, SBA published amendment to disaster declaration, federal register.
  • Disaster declaration for public assistance only for the State of Florida, dated Aug. 28.
  • Amended to update incident period as beginning, Aug. 1, continuing to Aug. 28 2024.
  • Physical loan application deadline Oct. 28, 2024; EIDL app. deadline on May 28, 2025.
  • Sep. 11, 2024 FEMA Disaster Determination
  • On Sep. 11, 2024, FEMA published the notice of disaster declaration, amendment no. 1 and amendment no. 2 of the Florida Hurricane Debby disaster in the federal register.
  • Amendment 1 added Madison County for individual assistance (already designated for debris removal, emergency protective measures, including direct federal assistance).
  • Further, amendment 2 added Alachua and Jefferson Counties for individual assistance.
  • Added Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Madison, Manatee, Sarasota, Suwannee, and Taylor Counties for permanent work (categories C-6).
  • Additionally, amendment 2 also added Baker, Charlotte, Jefferson, Leon, Union, and Wakulla Counties for Public Assistance, including direct federal assistance.
  • On Sep. 12, 2024 FEMA published presidential declaration in federal register #225843.
  • Sep. 13, 2024 SBA Supplemental Information
  • On Sep. 13, 2024, SBA issued supplement on the original presidential declaration.
  • Primary counties are Baker, Charlotte, Columbia, Dixie, Gilchrist, Hamilton, Jefferson, Lafayette, Leon, Levy, Madison, Manatee, Sarasota, Suwannee, Taylor, Union, Wakulla.
  • Number assigned disaster for physical damage is 205918 and for EIDLs 205920.
  • Also on Sep. 13, 2024, SBA published in federal register Amendment No. 2 to the presidential declaration adding further areas as impacted by Hurricane Debby.
  • Primary counties (Physical damage and EIDLs) Alachua and Jefferson; contiguous counties (EIDL only) FLA Bradford, Leon, Putnam, Wakulla; GA Thomas county.
  • Deadlines are Oct. 9, 2024 for physical damage and May 12, 2025 for EIDLs.
  • All other information in the original presidential declaration remains unchanged.
  • Sep. 13, 2024 SBA Additional Counties
  • On Sep. 13, 2024, SBA published addition of 12 more counties to disaster declaration.
  • Covers Alachua, Baker, Citrus, Columbia, Dixie, Gilchrist, Hamilton, Hillsborough, Jefferson, Lafayette, Levy, Madison, Manatee, Pinellas, Sarasota, Suwannee, Taylor.
  • Which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.
  • Small businesses and most private nonprofit organizations in adjacent counties eligible to apply only for SBA EIDLs, Bradford, Charlotte, Clay, DeSoto, Duval, Hardee.
  • Hernando, Leon, Marion, Nassau, Pasco, Polk, Putnam, Sumter, Union and Wakulla in Florida and Brooks, Charlton, Clinch, Echols, Lowndes, Thomas and Ware in Georgia.
  • Sep. 13, 2024 FEMA Additional Counties
  • On Sep. 13, 2024, FEMA reported homeowners, renters in Baker, Citrus, Hillsborough Pinellas counties with uninsured damage/losses may apply for disaster aid, due Oct. 9.
  • Sep. 16, 2024 SBA Non-Profit Additional Counties
  • On Sep. 16, 2024, SBA reported certain private non-profit organizations (PNPs) in 8 additional Florida counties eligible to apply for low-interest disaster loans for damages.
  • Counties added Alachua, Clay, Duval, Franklin, Nassau, Pinellas, St. Johns and Sumter.
  • Eligible PNP in Alachua, Baker, Charlotte, Clay, Columbia, Dixie, Duval, Franklin, Gilchrist, Hamilton, Jefferson, Lafayette, Leon, Levy, Madison, Manatee, Nassau.
  • Pinellas, Sarasota, St. Johns, Sumter, Suwannee, Taylor, Union and Wakulla may apply.
  • Examples of eligible non-critical PNP organizations include, not limited to, food kitchens, homeless shelters, museums, libraries, community centers, schools, colleges.
  • Oct. 2, 2024 FEMA Rental Assistance
  • On Oct. 2, 2024, FEMA reported additional assistance available due to Hurricane Debby
  • Available to renters, including students, with uninsured losses in listed counties.
  • FEMA can help renters as well as homeowners with displacement, temporary lodging, basic home repair costs, personal property loss or other disaster-caused needs.

Regulators FEMA; SBA; White House
Entity Types CNSM; Corp
Reference SBA: PR 24-647, 9/16/2024; PR 24-643, 89 FR 75005, 9/13/2024; SBA: 89 FR75007, 9/13/2024; SBA: 89 FR 73486, 9/10/2024; 89 FR 68688, 8/27/2024; PR 24-586, 8/22/2024; 89 FR 66752, 8/16/2024; PR 24-570, 8/13, 2024; FEMA: NR-005, 10/2/2024; PR NR-022, 9/13/2024; 89 FR 73671, 89 FR 73697, 89 FR 73686, 9/11/2024; PR NR 010, 8/21/2024; NR 005, 8/16/2024; PR NR 001, 8/11/2024; PR HQ-24-153, 8/10/2024; White House: PR, 8/10/2024; PR, 8/4/2024; Disaster Declaration: 20533, 20534; FL-20009, FEMA-4806-DR; #20591, #20592, FL-20011; Disaster Declaration #20591 and #20592; FLORIDA Disaster No. FL-20011
Functions BCS; Compliance; Financial; Legal; Operations; Risk
Countries United States of America
Category
State
Products Corporate; Loan
Regions Am
Rule Type Final
Rule Date 8/4/2024
Effective Date 10/28/2024
Rule Id 221957
Linked to Rule :225843
Reg. Last Update 10/2/2024
Report Section US Investment

Last substantive update on 10/07/2024