LOU LEG Genetic Testing Coverage


On May 21, LOU LEG bill on insurance coverage re genetic testing.


  • LOU LEG passed bill HB 521 prohibiting the use of genetic information relative to life and long-term care insurance, amending LOU INS 22:918, Prohibited discrimination.
  • Bill Provisions
  • In determining eligibility for coverage, an insurer shall not take into consideration the fact that an individual or a family member participated in genetic research or testing.
  • Including any request for or receipt of genetic services or participation by an individual or family member in clinical research or testing that includes genetic services.
  • Insurer cannot cancel, limit, refuse to renew, deny coverage or increase premium rates with respect to an existing policy based on individuals, family receiving genetic testing.
  • Legislative History
  • On Mar. 1, 2024, bill introduced in House; on Apr. 16, 2024, bill was passed in House.
  • On Apr. 16, 2024, bill introduced to Senate; on May 16, 2024, bill passed in Senate.
  • On May 21, 2024, bill was delivered to governor; bill pending governor review.
  • Effectiveness
  • If enacted, LOU LEG bill HB 521 becomes effective Aug. 1, 2024.
  • May 23, 2024 LOU LEG Governor Approval
  • On May 23, 2024, LOU LEG bill HB 521 was signed by governor, enacted as Act 224.
  • Document dated May. 23, 2024, received from LOU LEG May 30, summarized on Jun 2.

Regulators LOU LEG
Entity Types Ins
Reference Act 224, 5/23/2024; Bill HB521, 5/21/2024; Citation: LOU INS 22:918;
Functions Claims/Accelerated Benefits; Compliance; Financial; Legal; Product Administration; Underwriting
Countries United States of America
Category
State
Products Insurance; Insurance-Life; Long Term Care
Regions Am
Rule Type Final
Rule Date 5/21/2024
Effective Date 8/1/2024
Rule Id 212851
Linked to N/A
Reg. Last Update 5/23/2024
Report Section US Insurance

Last substantive update on 06/05/2024