On Apr. 4, MD LEG passed bill on criminal records in consumer reports.
MD LEG issued SB 622 (introduced prior as HB 994) on records of criminal proceeding.
Added new section MD LEG 14-1203.1 to the MD statues article on commercial law.
Bill Provisions
Prohibited consumer reporting agencies from including criminal proceedings in reports.
In which consumer was falsely accused, acquitted, or exonerated, nolle prosequi was entered as to a charge concerning consumer, or that did not result in a guilty verdict.
May not include any criminal records concerning consumer that have been expunged.
Also prohibited consumer reporting agencies from relying on information in certain criminal proceedings to make a determination of the creditworthiness of a consumer.
Legislative History
On Jan. 25, 2024, bill was introduced in House; on Feb. 22, 2024, bill passed House.
On Feb. 26, 2024, bill was introduced in Senate; on Apr. 4, 2024, bill passed Senate.
On Apr. 4, 2024, bill returned to House, is pending delivery to governor for action.
Effectiveness
If enacted, bill SB 622 will become effective on Oct. 1, 2024.
May 2024 MD LEG Governor Approval
On May 9, 2024, MD LEG reported the enactment of SB 622; bill became Chapter 432.
Regulators
MD LEG
Entity Types
Bank; CNSM; CRA; Thrift
Reference
Ch. 432, 5/9/2024; Bill HB0622, HB0994, 4/4/2024; Citation: MD LEG 14-1203;
