On Oct. 13, SWE FI updated guidelines on credit risk management.
SWI FI issued regulations FFFS 2026:34 on changes to its regulations, guidelines (FFFS 2018:16) on management of credit risks in institutions or securities companies.
Also included is SWE FI's Decision memorandum (26-1152) providing background.
The changes relate to consequential changes made as a result of the new Consumer Credit Act (Act 2026:1011), clarifying requirements for good management practice.
Confirms provisions of Chapters 4 and 5 of FFFS 2018:16 only apply to credits to borrowers other than consumers, and to such credits to consumers that constitute housing credits covered under Chapter 1, Section 3 of the Consumer Credit Act.
Effectiveness
These updates to regulations and guidelines enter into force on Nov. 20, 2026.
