CAL LEG PANDAS PANS Ins Coverage


On Sep. 11, CAL LEG passed bill on coverage for PANDAS and PANS.


  • CAL LEG passed bill AB 2105 requiring insurance coverage for pediatric autoimmune neurophychiatric disorder associated with streptococcal infections (PANDAS).
  • Additionally, coverage for pediatric acute-onset neuropsychiatric syndrome (PANS).
  • Added new Section 1367.38 to CAL health and safety code, CAL LEG 2-2.2-5.
  • Also, added new Section 10123.38 to the CAL insurance Code, CAL INS 2-2-1-1.
  • Bill Provisions
  • Require coverage for prophylaxis, diagnosis, treatment that is prescribed or ordered by the treating physician and surgeon and is medically necessary of PANDAS, PANS.
  • Prohibit coverage for PANDAS and PANS from being subject to a copayment, coinsurance, deductible, other cost sharing greater than that applied to other benefits.
  • Cannot deny or delay coverage for PANDAS or PANS therapies because previously received treatment, received treatment for condition under different diagnostic name.
  • Coverage requirements will apply to health care service plan contract or health insurance policy that was issued, amended, or renewed on or after Jan. 1, 2025.
  • California Constitution requires State to reimburse local agencies and school districts for certain costs mandated; bill provides no reimbursement is required by this act.
  • Willful violation of provisions by health care service plan would be a crime.
  • Legislative History
  • On Feb. 2, 2024, bill introduced in Assembly; on May 21, 2024, bill passed Assembly.
  • On May 22, 2024, bill introduced into Senate; on Aug. 28, 2024, bill passed Senate.
  • On Aug. 29, 2024, bill amendments concurred; on Sep. 11, bill delivered to governor.
  • Effectiveness
  • No effective date specified; generally effective Jan. 1 after enactment, on Jan. 1, 2025.
  • Sep. 28, 2024 CAL LEG Governor Approved
  • On Sep. 28, 2024, CAL LEG reported governor approved AB-2105 as Chapter 822.

Regulators CAL LEG
Entity Types Ins
Reference Ch 822, 9/28/2024; Bill, AB2105, 9/11/2024; Citation: CAL LEG 2-2.2-5; CAL INS 2-2-1-1;
Functions Claims/Accelerated Benefits; Compliance; Legal; Operations; Product Administration
Countries United States of America
Category
State
Products Insurance; Insurance-Health
Regions Am
Rule Type Final
Rule Date 9/11/2024
Effective Date 1/1/2025
Rule Id 226085
Linked to N/A
Reg. Last Update 9/28/2024
Report Section US Insurance

Last substantive update on 10/02/2024