On Oct. 6, 2026, PAN CB issued Circular 0103 on adoption of Agreement 9-2026.
The agreement extends the effective date of Agreement 6-2026 to Mar. 31, 2027, and adds an illustrative amortization table.
The aim is to give banks more time to adapt their operations and systems.
Agreement 9-2026 takes effect on its publication in the official gazette.
On Jul. 30, 2026, PAN CB informed on Regulatory Amendments.
PAN CB issued Circular 75 to report adoption of Agreement 6-2026, which amends Art. 9 of Agreement 1-2011 on transparency requirements for banking products, services.
Amendments Highlights
Updates the rules governing how banks must inform customers about interest rates, commissions, third-party charges, and the conditions of credit products.
Emphasizes on providing amortization tables so customers can clearly understand the terms of their financing throughout the life of the loan.
Effectiveness
New requirements enter into force on Oct. 22, 2026.
Oct. 6, 2026 Deadline Extension
On Oct. 6, 2026, PAN CB issued Circular 0103 on adoption of Agreement 9-2026.
The agreement extends the effective date of Agreement 6-2026 to Mar. 31, 2027, and adds an illustrative amortization table.
The aim is to give banks more time to adapt their operations and systems.
Agreement 9-2026 takes effect on its publication in the official gazette.
