On Nov. 27, OCC issued calendar year 2025 fees and assessments.
OCC increased 2025 assessments for national banks and federal savings associations.
Fees and Assessments
For calendar year 2025, the OCC has determined to increase the marginal rates in the general assessment fee schedule for assets that are above $40 billion by 16 percent.
All other marginal rates are increasing by factor of 2.65 percent to account for inflation
Raising asset cap used in problem bank surcharge calculation from $40bn to $250bn.
Assesses banks that enter federal banking system in time between assessment cycles.
Under current policy, OCC will assess these new entrants on a prorated basis using call report information as of Dec. 31 or Jun. 30 depending on the date that the bank enters
Banks that enter in time between assessment cycles and that have not previously filed call reports will be assessed prorated fraction of lowest tier of general assessment fee.
The OCC made decision to adopt this policy to ensure that supervisory efforts and resources are allocated and aligned once a bank is subject to the OCC’s jurisdiction.
Proration policy is in line with OCC’s refund policy for banks that leave federal system.
Increasing hourly fee for special examinations and investigations from $170 to $176.
Ensures adequacy in recovering cost of conducting special examinations, investigations
Effectiveness
The fees and assessments become effective Jan. 1, 2025.
