On Sep. 22, 2026, COL INS released the final approved premium information on private health insurance plans for 2027 for the individual market.
Individual market serves Coloradans who do not receive coverage through an employer, as well small businesses that purchase coverage for employees.
Premiums will increase, on average, 10% in the individual market, compared to 15% national median; premiums expected to increase by 14% in the small group market.
On Jul. 22, COL INS released data re health insurance plans for 2027.
COL INS issued preliminary data re private health ins plans for the individual, small and large group markets for employers that purchase coverage for employees.
Noted ACA health insurance premiums for individuals may increase by 11% in 2027.
Rate increases can partially be attributed to Congress’ failure to extend the federal enhanced premium tax credits (ePTCs) last year, which lowered costs since 2021.
Consultation
Comments on filings for plans and requested premiums are due by Aug. 12, 2026.
Open Enrollment
Open enrollment begins on Nov. 1, 2026.
Sep. 2026 COL INS Final Rates
On Sep. 22, 2026, COL INS released the final approved premium information on private health insurance plans for 2027 for the individual market.
Individual market serves Coloradans who do not receive coverage through an employer, as well small businesses that purchase coverage for employees.
Premiums will increase, on average, 10% in the individual market, compared to 15% national median; premiums expected to increase by 14% in the small group market.
