MO INS Mutual Approved Investments

Updated on: Sep 14, 2026

Latest Event


  • Sep. 2026 MO INS Final Rule
  • On Sep. 9, 2026, MO INS published order of rulemaking adopting amendments to MO INS 20-200-12.020, Extended Missouri Mutual Companies’ Approved Investments.
  • Effective 30 days after publication in the Code of State Regulations, i.e. Oct. 30, 2026.
  • Document dated Sep. 15, 2026, received Sep. 9, 2026, and summarized on Sep. 12.

On May 15, MO INS issued changes to mutual companies investment.

  • MO INS public consultation on proposed amendments to MO INS 20-200-12.020 which will add new sections re extended Missouri mutual companies' approved investment.
  • Proposed Amendments
  • Simplifies regulation re additional investment types for extended mutual companies.
  • Implements provisions of MO INS 380.471, defining approved investments available to extended mutual companies organized under provisions of sections 380.201-380.591.
  • Amendments provides definitions for Investment Grade, Investment Guidelines, Mutual Fund, Nationally Recognized Statistical Rating Organization (NRSRO), Total Surplus.
  • Conditionally approved investments include publicly traded, investment grade utility mutual funds; publicly traded and investment grade preferred stock mutual funds.
  • Common stock; preferred stock; publicly traded real estate investments trusts (REITs).
  • Precious metal mutual funds that are publicly traded and securitized by physical metals stored in North America or UK; principal protected, investment grade structured notes.
  • Consultation
  • Comments on proposal must be received within 30 days after publication in Missouri Register, so Jun. 14, 2026; and public hearing is also scheduled for Jun. 16, 2026.
  • Sep. 2026 MO INS Final Rule
  • On Sep. 9, 2026, MO INS published order of rulemaking adopting amendments to MO INS 20-200-12.020, Extended Missouri Mutual Companies’ Approved Investments.
  • Effective 30 days after publication in the Code of State Regulations, i.e. Oct. 30, 2026.
  • Document dated Sep. 15, 2026, received Sep. 9, 2026, and summarized on Sep. 12.
Regulators
MO INS
Entity Types
Ins
Reference
MO SR Vol. 51, No. 18, p. 1188, 9/15/2026; RF, 5/15/2026; Citation: *MO INS* 20-200-12.020, 380.471;
Functions
Compliance; Financial; Operations; Risk
Countries
United States of America
Category
State
N/A
Products
Commodities; Equity; Insurance; Mutual Insurer; REITs; Structured Products
Rule Type
Final
Regions
Am
Rule Date
May 15, 2026
Effective Date
Oct 30, 2026
Rule ID
298352
Linked to
N/A
Reg. Last Update
Sep 9, 2026
Report Section
US Insurance