On Oct. 11, CAL LEG passed bill on dental health plan provisions.
CAL LEG passed Bill AB 1048 re dental plan waiting period, preexisting conditions.
Bill amends CAL INS 2-10181.2 and adds new sections to the Health and safety code.
Bill Provisions
This bill prohibits a health care service plan that covers dental services, from offering a health plan that imposes a dental waiting period or preexisting condition provision.
Would retain the exclusion with respect to specialized health care service plan contracts and specialized health insurance policies that do not provide dental services.
Requires insurance policies covering dental services to file with the Department of managed Health Care specified information about the plan including type of insurance.
Bill would require the plan or health insurer to file with the respective departments the required information at least 120 days before all or any change that would affect rates.
Violation of provisions would be a crime, imposing a state-mandated local program.
Legislative History
On Feb. 15, 2023, bill introduced in Assembly; on May. 31, 2023, bill passed Assembly.
On Jun. 1, 2023, bill was introduced in Senate; on Sep. 13, 2023, bill passed Senate.
On Oct. 8, 2023, bill was signed governor; established as Chapter 557 of 2023.
Effectiveness
The provisions of this bill AG-1048 become effective Jan. 1, 2025.
Regulators
CAL LEG
Entity Types
Corp; Ins
Reference
Ch. 557, Bill, AB1048, 10/11/2023; Citation: CAL INS 2-10181.2;
