MCH INS Maximum Copying Charge


On Jan. 18, MCH INS issued bulletin to set maximum copying charge.


  • MCH INS issued Bulletin 2022-05-INS to inform insurers of the current maximum allowable copying charge for documentation provided to an insured or applicant.
  • Rate set at 10 cents per sheet of paper; this bulletin supersedes Bulletin 2021-17-INS.
  • Copying Charge
  • A person who believes an insurer improperly denied or charged an incorrect premium for auto/home insurance is entitled to a private informal managerial-level conference.
  • Insurers must provide the insured/applicant with information pertinent to the denial or premium charge if insured/applicant requests and pays a reasonable copying charge.
  • Copying charge may not exceed the rate charged by MCH INS for copying under the freedom of information act; rate is set at 10 cents per sheet.
  • Effectiveness
  • The rate of 10 cents per sheet of paper will be effective through Dec. 31, 2022.
  • Dec. 2022 MCH INS Copying Charge
  • On Dec. 22, 2022, MCH INS issued Bulletin 2022-22-INS, superseding 2022-05-INS.
  • Informed insurers of maximum allowable copying charge for documentation given to insured/applicant per MCH INS 500.2113(2)(a), MCH INS Rule R 500.1508(3)(b).
  • Through Dec. 31, 2023, maximum rate for copying charge remains 10 cents per sheet.
  • Dec. 2023 MCH INS Copying Charge
  • On Dec. 14, 2023, MCH INS issued Bulletin 2023-25-INS on maximum copying charge.
  • Supersedes Bulletin 2022-22-INS; through Dec. 31, 2024, rate is 10 cents per sheet.
  • Document dated Dec. 14, 2023, was received on Dec. 26, due to a fixed feed.
  • Dec. 2024 MCH INS Copy Charge Update
  • On Dec. 11, 2024, MCH INS issued Bulletin 2024-28-INS to inform insurers that through Dec. 31, 2025, the copying charge rate remains 10 cents per sheet of paper.
  • Bulletin 2024-28-INS supersedes Bulletin 2023-25-INS, issued on Dec. 14, 2023.

Regulators MCH INS
Entity Types CNSM; Ins
Reference Bul 2024-28-INS, 12/11/2024; Bul 2023-25-INS, 12/22/2023; Bul 2022-22-INS, 12/22/2022; Bul 2022-05-INS, 1/18/2022; Rpl, Bul 2021-17-INS; Citation: MCH INS 500.2113; MCH INS Rule R 500.1508;
Functions Actuarial and Valuation; Compliance; Financial; Legal; Operations; Product Administration
Countries United States of America
Category
State
Products Home Insurance; Insurance; Insurance-Property
Regions Am
Rule Type Final
Rule Date 1/18/2022
Effective Date 12/31/2024
Rule Id 126956
Linked to N/A
Reg. Last Update 12/11/2024
Report Section US Insurance

Last substantive update on 12/17/2024