MD INS Denied Claims Reporting

Published on: Oct 6, 2026

On Oct. 2, MD INS issued final action on denied health care data collection.

  • MD INS issued a notice of final action on the Code of Maryland Regulations Title 10 - Maryland Department of Health (MD INS 10.25.06.02 and MD INS 10.25.06.05).
  • Amendments
  • Amend Maryland Medical Care Data Base and Data Collection, which govern the submission of healthcare data by payors to Maryland Health Care Commission (MHCC).
  • Amendments allow the Commission to collect data on all denied health care services.
  • Maryland Medical Care Data Base (MCDB) is useful but needs to be more complete.
  • State agency utilization management data covers broad categories but not specific services, such as continuous glucose monitors, and is limited to fully insured market.
  • The State does not know the service-level information regarding denials and why.
  • Recommends collecting denied claims across all payors and risk types will give insights to the state on what health care services are denied through utilization management.
  • Based on feedback from health insurers, MHCC has changed its definition of denied claims from a specified one to a definition that collects all denials for any reason.
  • This change is comprehensive and reduces administrative burden for health insurers.
  • Effectiveness
  • The amendments take effect on Oct. 12, 2026.
Regulators
MD INS
Entity Types
Ins
Reference
MD SR Vol. 53 Is. 20, RF 26-088-F, 10/2/2026; MD SR Vol. 53 Is. 13, RF 26-088-P, 6/26/2026; Citation: *MD INS* 10.25.06.02, 10.25.06.05;
Functions
Claims/Accelerated Benefits; Compliance; Legal
Countries
United States of America
Category
State
N/A
Products
Insurance; Insurance-Health; Medicaid
Rule Type
Final
Regions
Am
Rule Date
Oct 2, 2026
Effective Date
Oct 12, 2026
Rule ID
315078
Linked to
N/A
Reg. Last Update
Oct 2, 2026
Report Section
US Insurance