POL ZUS Survivors Pensions Payments


On Nov. 20, POL ZUS issued rules on new combined pension benefits.


  • POL ZUS announced that from Jul. 1, 2025, it will pay combined benefits so in order to receive a survivors' pension payment together with another benefit from then, eligible widows and widowers can submit their applications from Jan. 1, 2025 to Jul. 31, 2025.
  • Follows POL GVT Aug. 2024 issued Act amending pension, other acts, see #223223.
  • Announcement Overview
  • On Jan. 1, 2025, regulations will come in force to introduce the possibility of combining the payment of a widows pension with another benefit, such as a retirement pension.
  • In order for the payment of a combined pension, the rules and requirements set out in the information document must be met, and all the relevant forms must be completed.
  • Those that qualify can opt for 100% of survivor's pension as well as 15% of their own pension benefits or 100% of their own benefit and 15% of their survivors' pension.
  • However, from Jan. 1, 2027, those that qualify will receive 25% of the second benefit.
  • The total amount of benefits paid out cannot exceed three times the lowest pension.
  • This includes benefits paid together, benefits from foreign institutions, and other than one-off benefits and supplements paid on basis of Pension Act or separate regulations.
  • On Jan. 1, 2025, POL ZUS will post a calculator on its website to help choose options.

Regulators POL ZUS
Entity Types CNSM; Corp; Fiduciary; Pension
Reference Info, PR 11/20/2024; Act 7/26/2024
Functions Compliance; Financial; HR; Legal; Operations; Product Administration; Reporting; Tax; Technology
Countries Poland
Category
State
Products Corporate; Pensions; Retirement Plan; Seniors
Regions EMEA
Rule Type Final
Rule Date 11/20/2024
Effective Date 1/1/2025
Rule Id 234191
Linked to Rule :223223
Reg. Last Update 11/20/2024
Report Section EU

Last substantive update on 11/25/2024