On Dec. 19, 2024, RUS CB issued ord on the protocol for interaction between qualified credit history bureaus and individuals regarding the integration of data into individuals' credit histories and the provision of information regarding prohibitions on consumer loan agreements. It also establishes the format for submitting prohibition requests and providing information via a unified portal for government and municipal services.
The ordinance enters into force Mar. 1, 2025.
On May 6, RUS CB proposed rules for credit history bureau interaction.
RUS CB proposed ord on the protocol for interaction between qualified credit history bureaus and individuals regarding the integration of data into individuals' credit histories and the provision of information regarding prohibitions on consumer loan agreements. It also establishes the format for submitting prohibition requests and providing information via a unified portal for government and municipal services.
Consultation documents are only available on RUS CB website until comment deadline.
Summary
The ordinance aims to regulate the interaction between qualified credit history bureaus and credit history subjects via the single portal of state and municipal services (EPGU).
It requires to enter information on prohibition on concluding consumer loan agreements into the credit history and providing such information to subjects.
The procedure establishes interaction between credit history bureaus and subjects via EPGU and formats for applications and provision of information on prohibition of loans.
Effectiveness
Comments and feedback are expected by May 19, 2024.
Dec. 2024 Ord Issued
On Dec. 19, 2024, RUS CB issued ord on the protocol for interaction between qualified credit history bureaus and individuals regarding the integration of data into individuals' credit histories and the provision of information regarding prohibitions on consumer loan agreements. It also establishes the format for submitting prohibition requests and providing information via a unified portal for government and municipal services.
