ORE LEG Travel Insurance Requirements

Updated on: May 19, 2025

Latest Event


  • May 14, 2025 ORE LEG Governor Approval
  • On May 14, 2025, ORE LEG governor signed bill HB 2128, effective on Sep. 26, 2025.

On May 7, ORE LEG passed bill on travel insurance sales, marketing.

  • ORE LEG passed HB 2128 updating, standardizing, clarifying travel insurance laws.
  • Amends ORE INS 18-56-744.101 (definitions), ORE INS 18-56-744.104 (travel insurance), ORE INS 18-56-744.107 (violations), ORE INS 18-56-744.111 (rules).
  • Bill Provisions
  • Updates, standardizes travel insurance requirements, defines travel insurance.
  • Specifies mandatory disclosures; sets marketing restrictions; cancellation rights.
  • Describes prohibited practices; classification of policies; allows provider to set up blanket, group, or individual policies, establish underwriting standards; licensing.
  • Legislative History
  • On Jan. 13, 2025, bill introduced in House; on Apr. 14, 2025, bill passed in House.
  • On Apr. 15, 2025, bill introduced in Senate; on May 7, 2025, bill passed in Senate.
  • Effectiveness
  • If enacted, bill provisions become effective on 91st day following legislature adjournment sine die, scheduled for Jun. 27, 2025, so effective on Sep. 26, 2025.
  • May 14, 2025 ORE LEG Governor Approval
  • On May 14, 2025, ORE LEG governor signed bill HB 2128, effective on Sep. 26, 2025.
Regulators
ORE LEG
Entity Types
IB; Ins
Reference
Bill, 5/14/2025; Bill HB2128, 5/7/2025; Citation: *ORE INS* 18-56-744;
Functions
Advertising; Compliance; Legal; Market Conduct; Product Administration; Product Design; Registration/Licensing; Sales Practices; Underwriting
Countries
United States of America
Category
State
N/A
Products
Insurance; Travel
Rule Type
Final
Regions
Am
Rule Date
May 7, 2025
Effective Date
Sep 26, 2025
Rule ID
253887
Linked to
N/A
Reg. Last Update
May 14, 2025
Report Section
US Insurance