NY LEG Pregnancy Health Insurance


On Jan. 22, NY LEG passed insurance enrollment for pregnant women.


  • NY LEG passed bill AB 2656 (SB 0201), which will permit pregnant women to enroll in health insurance during a special enrollment period without any penalty or fee.
  • The bill amends NY INS 28-43-4328, Individual enrollee direct payment contracts.
  • Bill Provisions
  • State health insurance policy shall not impose a fee enrollment of pregnant individual.
  • Coverage effective 1st day of month where health care professional certifies pregnancy
  • Unless the individual elects to have coverage effective on the first day of the month following the date that the individual received certification of the pregnancy.
  • Legislative History
  • On Jan. 26, 2023, bill introduced in Assembly; on Jan. 22, 2024, bill passed Assembly.
  • On Jan. 22, 2024, bill was introduced in Senate; on Jan. 22, 2024, bill passed Senate.
  • Effectiveness
  • Act is effective on the first of Jan. next succeeding the date on which it becomes law.
  • Oct. 2024 NY LEG Governor Approval
  • On Oct. 1, 2024, NY LEG governor approved AB 2656, SB 0201 became Chapter 420.

Regulators NY LEG
Entity Types Ins
Reference PR, 10/2/2024; Ch 420, 10/1/2024; Bills S00201, A02656, 1/22/2024; Citation: NY INS 28-43-4328;
Functions Claims/Accelerated Benefits; Compliance; Financial; Legal; Product Administration
Countries United States of America
Category
State
Products Insurance; Insurance-Health
Regions Am
Rule Type Final
Rule Date 10/1/2024
Effective Date 1/1/2025
Rule Id 198664
Linked to N/A
Reg. Last Update 10/1/2024
Report Section US Insurance

Last substantive update on 10/05/2024