RUS CB Credit History Information Guide

Published on: Feb 16, 2025

On Feb. 12, RUS CB issued submitting credit history information guide.

  • RUS CB published letter IN-018-44/71 on failure to provide information about the place of birth to the credit history bureau.
  • Key Points
  • Per law 380-FZ on credit histories information on the place of birth of individuals, claim assignees, as well as arbitration managers will be removed from credit histories.
  • To align with these changes aimed at improving credit history content, ordinance 6776-U amending regulation 758-P and ordinance 5791-U are introduced, see #210901.
  • These amendments will exclude place of birth data from information submitted to credit bureaus, user requests for credit reports, and consent confirmation forms.
  • Effectiveness
  • Until entry into force on May. 9, 2025 RUS CB will refrain from imposing measures on sources and users for failing to provide place of birth information to credit bureaus.
Regulators
RUS CB
Entity Types
Bank; CNSM; CRB
Reference
PR, 2/12/2025; Lt IN-018-44/71, 2/10/2025
Functions
Financial; Legal; Operations; Privacy; Reporting; Risk; Suitability
Countries
Russia
Category
State
N/A
Products
Banking; Loan
Rule Type
Final
Regions
EMEA
Rule Date
Feb 12, 2025
Effective Date
May 9, 2025
Rule ID
243565
Linked to
N/A
Reg. Last Update
Feb 12, 2025
Report Section
International