COL LEG Insurance Policy Copy Request

Updated on: Jun 9, 2025

Latest Event


  • Jun. 2025 COL LEG Governor Approval
  • On Jun. 3, 2025, COL LEG reported that HB 25-1322 was approved by the governor.

On May 13, COL LEG issued bill on requests for insurance policies.

  • COL LEG issued HB 25-1322 related to insurer compliance requests insurance policy.
  • Amended Colorado revised statutes COL INS 10-4-1-110.8, Homeowner's insurance.
  • Legislative Provisions
  • Modified current law regarding process by which policyholder may request a certified copy of their insurance policy from homeowner's insurance carrier, duty to comply.
  • Clarified request must be in written form and received by carrier registered agent.
  • Carrier's window of time to make policy available begins when agent receives request.
  • Imposed penalty against carrier that fails to comply with policyholder's request for a certified copy of their policy in amount of $50 per day for each day the carrier is late.
  • Legislative History
  • On Apr. 4, 2025, bill introduced into House; on Apr. 25, 2025, bill passed the House.
  • On Apr. 28, 2025, bill introduced into Senate; on May 6, 2025, bill passed the Senate.
  • On May 13, 2025, bill signed by House, Senate; delivered to governor for approval.
  • Effectiveness
  • If enacted, takes effect 12:01 a.m. on day after expiration of 90-day period after final adjournment of the general assembly; adjourned May 7, 2025, effective Aug. 6, 2025.
  • Jun. 2025 COL LEG Governor Approval
  • On Jun. 3, 2025, COL LEG reported that HB 25-1322 was approved by the governor.
Regulators
COL LEG
Entity Types
Ins
Reference
Act, 6/3/2025; Bill HB25-1322, 5/13/2025; Citation: COL INS 10-4-1-110.8;
Functions
Compliance; Legal; Operations; Reporting
Countries
United States of America
Category
State
N/A
Products
Home Insurance; Insurance; Insurance-Property
Rule Type
Final
Regions
Am
Rule Date
May 13, 2025
Effective Date
Aug 6, 2025
Rule ID
254697
Linked to
N/A
Reg. Last Update
Jun 3, 2025
Report Section
US Insurance