On Apr. 26, IND NPC reduced response time of UPI transactions.
IND NPC revised response times for key UPI APIs, streamlining UPI performance.
Document dated Apr. 26, 2025, received from IND NPC May 9, summarized May 13.
Revisions
The revised response times are as follows: request pay and response pay (debit and credit) have been reduced from 30 seconds 15 seconds for beneficiary banks.
Check transaction status and transaction reversal (debit and credit) have both been reduced from 30 seconds to 10 seconds for remitter and beneficiary banks.
Validate address (pay, collect) has been reduced from 15 seconds to 10 seconds for payer PSP, payee PSP, and the beneficiary bank for account, IFSC-based transactions.
Members must update their systems to meet the revised response times and ensure necessary adjustments are made for any partner or merchant-side configurations.
Revised timings must not negatively impact the technical decline (TD) thresholds.
