On May 6, DEN FSA issued a notice requiring credit intermediaries to register with the authority.
DEN FSA introduced a mandatory registration regime for entities acting as credit intermediaries in Denmark; also published the application for registration as a credit intermediary.
Overview
Issued a requirement that credit intermediaries must register with DEN FSA.
Defined credit intermediaries as entities that helped customers find, present, or obtain loans on behalf of a lender.
Applied to businesses facilitating credit in both physical stores and online channels.
Clarified that offering financing alongside goods or services could qualify as credit intermediation.
Regulatory Requirements and Risks
Required registration before conducting credit intermediation activities.
Prohibited unregistered entities from performing intermediary services.
Certain intermediaries would be subject to anti-money laundering obligations.
Non-registered activity could result in fines or imprisonment of up to four months.
Certain credit intermediaries are covered by the new Anti-Money Laundering Regulation, which applies from Jul. 10, 2027, see #198249.
Effectiveness
Registration requirement applies from Nov. 20, 2026.
