On Aug. 3, 2026, GE Bundesbank issued updated manual version 2.0 for AnaCredit Plausibility checks, valid from Nov. 1, 2026; and document to outlier and plausibility checks v9.
Changes from previous version highlighted in yellow in text, except for formal adjustments.
Formal adjustment: standardization of terms section and chapter; chapter 5: deadline for automated IMIR feedback; reconciliation with FINREP reporting: chapter 7, change of email address in footer; chapter 7.5, explanation of confirmation notifications expanded and new confirmation reason TCHNCL_MRGR added.
Reconciliation with IMIR reporting: chapters 5 and 8.1, temporary deactivation of DQI_IMIR.A20.A.R.A.2240.EUR.O; confirmation notification: notes on confirmation reason OTHR with comment; addition of Ch 9.5 Deletion/Correction of Confirmations.
GE Bundesbank issued updated manual on AnaCredit Plausibility checks, Version 1.3.
Follows GE Bundesbank Oct. 2022 issued AnaCredit plausibility checks, see #152411.
Version 1.3 Overview
Updated version, includes changes highlighted in yellow in text and covers revision of introductory chapter and focuses on Section 7, Comparison with the FINREP report.
The changes relate to the insertion of new plausibility checks for AnaCredit FINREP reconciliation, as well as adding a new Section 7 to the AnaCredit FINREP comparison.
In addition, GE Bundesbank issued a new version of the AnaCredit Plausibility checks reporting spreadsheet, updated to version 7, to incorporate the FINREP requirements.
Effectiveness
Both the new manual and new spreadsheet are valid for reporting from Feb. 1, 2025.
Dec. 2024 Version 1.3.1
On Dec. 20, 2024, GE Bundesbank issued updated manual on AnaCredit Plausibility checks version 1.3.1, with changes highlighted in yellow; valid from Feb. 1, 2025.
Exclusion of trust loans in the calculation of AnaCredit comparative values.
Sep. 2025 V1.4 Update
On Sep. 18, 2025, GE Bundesbank issued updated manual on AnaCredit Plausibility checks version 1.4, and accompanying document to outlier and plausibility checks v8.
Plausibility checks aim to identify anomalies in reported AnaCredit data, which may indicate errors; unlike validation rules, plausibility checks do not automatically imply incorrect data but require either correction or confirmation.
External checks compare AnaCredit data with other datasets (IBSI, FINREP, IMIR) to ensure consistency and completeness; version 1.4 includes corrections to IBSI checks; updates to FINREP methodologies; and the introduction of IMIR checks.
BSI checks compare AnaCredit data with IBSI statistics to identify missing or incorrect data. The checks focus on various sectors (e.g., domestic MFIs, general government) and exclude instruments like trust-based or securitized instruments.
FINREP checks compare AnaCredit data with FINREP financial reporting data, focusing on banks/governments/corporations; methodological variations may create differences.
IMIR checks compare AnaCredit data with IMIR interest rate statistics, focusing on weighted average interest rates for existing/new loans to non-financial corporations.
Since Feb. 2024, reporting entities can confirm flagged anomalies if they result from methodological differences rather than errors; confirmations require specific codes and comments and are subject to Bundesbank validation.
The guidance provided by the manual will be valid from Feb. 1, 2026; GE Bundesbank plans to expand the scope of plausibility checks and refine methodologies over time.
Aug. 2026 Version 2.0 Update
On Aug. 3, 2026, GE Bundesbank issued updated manual version 2.0 for AnaCredit Plausibility checks, valid from Nov. 1, 2026; and document to outlier and plausibility checks v9.
Changes from previous version highlighted in yellow in text, except for formal adjustments.
Formal adjustment: standardization of terms section and chapter; chapter 5: deadline for automated IMIR feedback; reconciliation with FINREP reporting: chapter 7, change of email address in footer; chapter 7.5, explanation of confirmation notifications expanded and new confirmation reason TCHNCL_MRGR added.
Reconciliation with IMIR reporting: chapters 5 and 8.1, temporary deactivation of DQI_IMIR.A20.A.R.A.2240.EUR.O; confirmation notification: notes on confirmation reason OTHR with comment; addition of Ch 9.5 Deletion/Correction of Confirmations.
