On Sep. 8, DEL INS reported on health insurance rates for 2027 plans.
DEL INS released its approved rates for Affordable Care Act (ACA) health insurance plans offered on the Delaware Health Insurance Marketplace for Plan Year 2027.
Rates do not apply to Medicare, Medicaid, or group or individual policies purchased outside Healthcare.gov.
2027 Marketplace Rates
Rate increases reflect national policy changes, including impacts of One Big Beautiful Bill, federal budget, and the expiration of enhanced Advanced Premium Tax Credits.
Highmark Blue Cross Blue Shield requested increase of 20.20% and average increase of 17.20%, AmeriHealth Caritas’ request to increase adjusted to average of 13.94%.
ACA-compliant plans must offer prescription drugs, emergency services, maternity and newborn care, mental and behavioral health services, hospitalization, telehealth, preventive services.
Plans are available across the ACA’s metal levels, and off-market individual offerings include thirteen plans from AmeriHealth Caritas and twenty plans from Highmark.
Delta Dental will increase rates by an average of 5%, Dominion Dental will increase their premiums an average of 5.8%, off-market small group plan options for Highmark at an 18% negotiated increase.
Key Dates
Open enrollment begins on Nov. 1, special events may qualify for special enrollment.
Regulators
DEL INS
Entity Types
IB; Ins
Reference
PR, 9/8/2026
Functions
Actuarial and Valuation; Claims/Accelerated Benefits; Compliance; Reporting
