FEMA FLA Disaster, Hurricane Milton


On Oct. 7, FEMA reported that US president approved FLA emergency.


  • FEMA reported President Biden approved emergency declaration for Florida to supplement efforts due to emergency resulting from Hurricane Milton beginning Oct. 5.
  • Overview
  • Authorized FEMA to coordinate all disaster relief efforts to alleviate the hardship and suffering caused by the emergency on the local population and to save lives.
  • Also to protect property, public health/safety, to lessen or avert threat of catastrophe.
  • Emergency protective measures, including direct federal assistance, will be provided at 75% federal funding as will direct federal assistance in listed counties in order.
  • Oct. 8, 2024 FEMA Seminole Tribe Assistance
  • On Oct. 8, 2024, FEMA announced White House emergency disaster relief funding for Seminole tribe in Florida to supplement response to Milton whose impact continues.
  • Authorizes FEMA to coordinate relief, direct federal assistance at 75% federal funding.
  • Oct. 12, 2024 FEMA Federal Assistance
  • On Oct. 12, 2024, FEMA reported President approved disaster declaration for Florida.
  • Noted that federal disaster assistance is available to Florida to supplement recovery efforts in the areas affected by Hurricane Milton from Oct. 5, 2024, and continuing.
  • Oct. 17, 2024 SBA Hurricane Assistance
  • On Oct. 17, 2024, SBA reported disaster assistance is available for Florida businesses and residents affected by Hurricane Milton, Hurricane Helene and Hurricane Debby.
  • SBA offers economic injury disaster loans (EIDLs) to help meet working capital needs caused by the disaster for small businesses and small agricultural cooperatives.
  • Followed by announcement that funds for disaster loan program have been expended.
  • No new loans can be issued until Congress appropriates additional funding to program.
  • Applicants should submit applications for review in anticipation of future funding.
  • Survivors impacted by Hurricanes Helene, Debby should submit separate applications.
  • The filing deadline for physical property damage applications is Dec. 10, 2024.
  • In addition, the deadline to return economic injury applications is Jul. 11, 2025.
  • Oct. 17, 2024 FEMA Flood Renewal Extension
  • On Oct. 17, 2024, FEMA stated National Flood Insurance Program (NFIP) policyholders in Florida have additional time to renew their flood insurance policy by Dec. 10, 2024.
  • Nov. 30 to Dec. 10 extension is eligible to Florida insured affected by Hurricane Milton.
  • Notice also provides information on advance payments and hurricane-related claims.
  • Nov. 8, 2024 SBA, FEMA Aid
  • On Nov. 8, 2024, SBA made loans available to certain non-critical private nonprofits of Seminole Tribe; On Nov. 7, made loans available to Seminole businesses, residents.
  • Deadline for physical damage loans is Jan. 6, 2025; for EIDLs, it is Aug. 5, 2025.
  • On Nov. 6, 2024, SBA reported low-interest, economic injury loans available to private nonprofits (PNPs) in designated FLA counties affected by Milton Oct. 5-Nov. 2, 2024.
  • Submit physical damage applications by Dec. 16; EIDL applications by Jul. 16, 2025.
  • Follows FLA INS relief for residential, commercial insurance policyholder, see #230466.
  • On Nov. 5, 2024, FEMA reported president approved supplemental aid to individual in Seminole Tribe to cover grants for housing, home repairs, uninsured property, others.
  • Funding is also available to Seminole Tribe and certain private nonprofits on a cost-sharing basis for emergency work and the repair or replacement of damaged facilities.
  • On the same day, FEMA also approved Direct Temporary Housing Assistance, which may be provided to eligible applicants to meet their temporary housing needs.
  • Relief includes multi-Family lease and repair, direct lease and fabricated dwellings.
  • Applicants do not need to apply, they will be notified by FEMA of their eligibility.

Regulators FEMA; SBA
Entity Types CNSM; Corp
Reference SBA: PR 25-112, 11/8/2024; SBA: PR 25-108, 11/7/2024; PR 25-105, 11/6/2024; FEMA: PR HQ-24-302, 11/5/2024; SBA: PR 25-030, 10/17/2024; FEMA: PR HQ-24-279, 10/17/2024; PR HQ-24-268, 10/12/2024; PR HQ-24-258, 10/8/2024; PR HQ-24-254, 10/7/2024;
Functions BCS; Compliance; Financial; Legal; Operations; Risk
Countries United States of America
Category
State
Products Corporate; Loan; Mortgage
Regions Am
Rule Type Final
Rule Date 10/7/2024
Effective Date 12/10/2024
Rule Id 228835
Linked to N/A
Reg. Last Update 11/8/2024
Report Section US Consumer

Last substantive update on 11/12/2024