DEL LEG Speech Therapy Coverage


On Nov. 1, DEL LEG passed bill on speech therapy insurance coverage.


  • DEL LEG passed bill House Substitute HS 2 for HB 273 on speech therapy coverage.
  • Amends DEL INS 18-33 on health insurance, DEL INS 18-35 on group insurance.
  • Document dated Nov. 1, 2024, was added on Dec. 2, 2024 due to editorial backfill.
  • Bill Provisions
  • Requires coverage for any therapy or services required to treat a child diagnosed with speech-language disorders classified in International classification of diseases (ICD-10)
  • Adds 5 additional speech-language diagnosis to the 2 diagnoses listed in HB 273 and references all 7 speech-language diagnoses are classified in ICD-10 for billing purposes
  • Broadens definition of child from 1 year to first grade to include all children from birth to age 18, deletes definition of carrier since term is not referred to in new sections.
  • Also clarifies that Section 2 refers to group and blanket health insurance policies.
  • Act applies to all health insurance contracts issued or renewed after Dec. 31, 2024.
  • Legislative History
  • On Jan. 4, 2024, HB 273 introduced in House; on Mar. 5, 2024, substituted by HS 1.
  • On Mar. 13, 2024, HS 1 substituted by HS 2; on Mar. 19, 2024, HS 2 passed House.
  • On Mar. 19, 2024, HS 2 introduced in Senate; on Jun. 18, 2024, HS 2 passed Senate.
  • On Nov. 1, 2024, HS 2 was signed into law by the governor, bill assigned Ch. 520.
  • Effectiveness
  • The HS 2 provisions are effective Dec. 31, 2024.

Regulators DEL LEG
Entity Types CNSM; Ins
Reference Ch. 520, Bill HS2, HB273, 11/1/2024; Citation: *DEL INS* 18-33, 18-35;
Functions Claims/Accelerated Benefits; Compliance; Legal; Operations; Product Administration; Product Design
Countries United States of America
Category
State
Products Insurance; Insurance-Health
Regions Am
Rule Type Final
Rule Date 11/1/2024
Effective Date 12/31/2024
Rule Id 235217
Linked to N/A
Reg. Last Update 11/1/2024
Report Section US Insurance

Last substantive update on 12/03/2024