COL INS Continuity of Care Rules


On Sep. 5, COL INS drafted proposal re continuity of care obligations.


  • COL INS drafted Amended Reg. 4-2-56 to provide carriers with continuity of care rules.
  • For Affordable care act (ACA)-compliant individual and/or group health benefit plans.
  • Regulation under Code of Colorado regulations COL INS 3-702-4, life, accident, health.
  • Continuity of Care Obligations
  • Applies when provider leaves or is terminated from a plans network, Medicaid enrollee transfers to a commercial plan, or enrollee coverage not renewed because ineligible.
  • Amends active course of treatment definition to cover when provider leaves or is terminated from the network or transferring enrollees from pregnancy to postpartum.
  • Transferring enrollee has same meaning as found at COL INS 10-16-705(4.5)(a)(IV).
  • Amends the notice requirements for non-renewal, or for a transferring enrollee.
  • Carrier will review requests for continuity of care by covered person/transferring enrollee or authorized rep and ensure a timely transfer after continuity of care period.
  • Continuity of care request may only occur when the out-of-network provider agrees in writing to accept in-network, terms and not to take payment from covered person.
  • Request for Comments
  • Comments to proposal re continuity of care, ACA benefit plans due by Sep. 12, 2024.
  • Sep. 2024 COL INS Notice of Hearing
  • On Sep. 27, 2024, COL INS published hearing notice re Amended Regulation 4-2-56.
  • Changes clarify enrollees covered from entire pregnancy through postpartum period.
  • The hearing will be held on Oct. 31, 2024, where oral comments can be presented.
  • Comments are due by Nov. 5. 2024, and regulation becomes effective on Jan. 1, 2025.
  • Oct. 2024 COL INS State Register
  • On Oct. 10, 2024, COL INS published life, accident, health proposal in State register.
  • Nov. 2024 COL INS Adopted Regulation
  • On Nov. 8, 2024, COL INS noted effective date for amended regulation, Jan. 1, 2025.
  • Dec. 2024 COL INS State Register
  • On Dec. 10, 2024, COL INS published final continuity of care rules in State register.
  • Published the attorney general opinion and final version of rule COL INS 3-702-4.
  • The Division of Insurance continuity of care final rules are effective Jan. 1, 2025.

Regulators COL INS
Entity Types Ins
Reference COL SR Vol. 47 No. 23, 12/10/2024; Nt, 11/26/2024; Nt, RF 4-2-56, 11/8/2024; COL SR Vol. 47 No. 19, RF 2024-00481, 10/10/2024; Nt, RF 4-2-56, 9/27/2024; RF 4-2-56, 9/5/2024; Citation: *COL INS* 3-702-4, 10-16-705;
Functions Claims/Accelerated Benefits; Compliance; Reporting
Countries United States of America
Category
State
Products Insurance; Insurance-Health
Regions Am
Rule Type Final
Rule Date 9/5/2024
Effective Date 1/1/2025
Rule Id 225147
Linked to N/A
Reg. Last Update 12/10/2024
Report Section US Consumer

Last substantive update on 12/13/2024