On May 15, ALSK LEG passed bill on various insurance provisions.
ALSK LEG passed SB 134 on insurance data security; information security programs.
Adds new sections under ALSK INS 21.23 regarding insurance data security programs.
Amends ALSK INS 21.42.375 to mandate the coverage for mammograms by insurers.
Also makes amendments to Alaska rules of civil procedure, Alaska rules of evidence.
Bill Provisions
Sets out that licensees shall develop, implement, and maintain an information security program and conduct risk assessment commensurate to licensee size and complexity.
Outlines information security program requirements; also the investigating and notification requirements to follow for licensees when a cybersecurity event occurs.
Establishes the criteria under which licensees are not subject to these provisions.
Bill defines diagnostic breast examination and supplemental breast examination.
Offers guidelines for basis of additional testing; guarantees coverage for diagnostic breast exams, mammograms, supplemental breast examinations by insurance plans.
Exception for high deductible health plans eligible for health savings tax deduction.
Legislative History
On Apr. 21, 2023, bill was introduced in Senate; on Apr. 29, 2024, bill passed Senate.
On May 1, 2024, bill was introduced in House; on May 14, 2024, amended bill passed.
On May 15, 2024, Senate concurred amendments; pending transmittal to governor.
Effectiveness
Bill provisions begin taking effect Jan. 1, 2025, with gradual implementation dates.
Aug. 2024 ALSK LEG Bill Approval
On Aug. 29, 2024, ALSK LEG reported bill approval without the governor's signature.
Bill became Chapter 39, effective Jan. 1, 2025 except s. 6 takes immediate effect, AS 21.23.290(a)(3) and (4) and (c), enacted by sec. 1 of this act take effect Jan. 1, 2025.
AS 21.23.250 and 21.23.260(a), (b), (c)(1) - (6) and (9) - (11), and (d) - (g), enacted by sec. 1, take effect Jan. 1, 2026; AS 21.23.260(c)(7) and (8) effective Jan. 1, 2027.
In Dec. 2024, ALSK INS issued guidance on insurance data security act, see #238004.
