On May 24, ILL LEG passed bill on home insurance sewer coverage.
ILL LEG passed bill HB 5357 regarding sewer backup and pump overflow coverage.
Amends ILL INS 215-5/143 by adding new section 21d on sewer and pump coverage.
Bill Provisions
Insurer must provide applicant with information on availability of coverage for loss caused by sewer backup or overflow from pump, including coverage limits and costs.
At least 30 days prior to each renewal of any policy of homeowners insurance, insurer must also provide the insured with information of costs of sewer and pump coverage.
Legislative History
On Feb. 9, 2024, bill introduced in House; on Apr. 18, 2024, bill passed in House.
On Apr. 19, 2024, bill introduced in Senate; on May 16, 2024, bill passed in Senate.
On May 24, 2024, House concurred with amendments, bill passed both chambers.
Effectiveness
Upon becoming law, bill comes into effect on Jan. 1, 2025.
Aug. 2024 ILL LEG Governor Approval
On Aug. 9, 2024, ILL LEG governor approved bill, which became Public Act 103-0858.
Document dated Aug. 9, 2024, received from ILL LEG Aug. 15, summarized Aug. 16.
Regulators
ILL LEG
Entity Types
Ins
Reference
Public Act 103-0858, 8/9/2024; Bill, HB5357, 5/24/2024; Citation: ILL INS 215-5/143;
