FEMA Helene NC Disaster Declaration


On Sep. 29, FEMA reported disaster declaration for North Carolina.


  • FEMA reported President Biden approved major disaster declaration for North Carolina.
  • Federal disaster assistance is available to NC to supplement response efforts due to conditions resulting from Tropical Storm Helene beginning on Sep. 25, continuing.
  • Eligibility
  • Action makes federal funding available to affected individuals in counties of Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Caldwell, Catawba, Clay, Cleveland, Gaston.
  • Also, Haywood, Henderson, Jackson, Lincoln, Macon, Madison, McDowell, Mitchell, Polk, Rutherford, Transylvania, Watauga, Wilkes and Yancey, Eastern Band of Cherokee
  • Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses and other programs to help individuals, businesses.
  • Funding is also available to State, tribal and eligible local governments, certain private non-profits on a cost-sharing basis for emergency work in designated counties.
  • Including Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Caldwell, Catawba, Clay, Cleveland, Gaston, Haywood, Henderson, Jackson, Lincoln, Macon, Madison.
  • Also, McDowell, Mitchell, Polk, Rutherford, Transylvania, Watauga, Wilkes and Yancey.
  • As well as the Eastern Band of Cherokee Indians; funding for hazard mitigation measures is on a cost-sharing basis and is available to North Carolina, Statewide.
  • Oct. 3, 2024 FEMA Transitional Sheltering
  • On Oct. 3, 2024, FEMA reported it activated Transitional Sheltering Assistance (TSA).
  • Residents in listed counties who applied for disaster assistance may be eligible to stay temporarily in hotel, motel paid for by FEMA while work on long-term housing plan.
  • People do not need to request this assistance, FEMA will notify them of their eligibility.
  • May be eligible if cannot return to disaster-damaged home and housing needs cannot be met by insurance, shelters or rental assistance provided by FEMA, another agency.
  • Oct. 19, 2024, SBA Disaster Aid Non-Profits
  • On Oct. 19, 2024, SBA reported Private Non-Profits (PNPs) in NC that do not provide critical services of a governmental nature may be eligible to apply for disaster loans.
  • Loans for damages as a result of Tropical Storm Helene that began on Sep. 25, 2024.
  • Filing deadline to submit applications for physical property damage is Dec. 2, 2024.
  • The deadline to submit economic injury disaster loan applications is Jul. 2, 2025.
  • Oct. 24, 2024, FEMA and NC to Provide Housing Aid
  • On Oct. 24, 2024, FEMA and North Carolina provided reimbursement for hotel costs, assistance toward rent and home repair, and FEMA-provided hotel and motel stays.
  • Additionally, at the request of NC, FEMA is providing Direct Temporary Housing Assistance (DTHA) to survivors displaced by Helene in 25 designated NC counties.
  • DTHA may be provided as direct leasing from FEMA, multifamily lease and repair. and transportable temporary housing such as travel trailers or manufactured housing.
  • Nov. 11, 2024 FEMA Rental Assistance
  • On Nov. 11, 2024, FEMA reported assistance for homeowners and renters in NC if they cannot live in their homes because of the damage caused by Tropical Storm Helene.
  • Provides temporary housing while home is repaired/rebuilt, funds can be used to rent a place, hotel room, RV while your home is repaired, or while you look for a new place.
  • Can also be used as security deposits and essential utilities (gas, water and electric).
  • Nov. 22, 2024, SBA Small Businesses Disaster Loans
  • On Nov. 22, 2024, SBA offered loans to small businesses, agricultural cooperatives, small businesses engaged in aquaculture, private nonprofits in North Carolina.
  • Eligible to businesses who suffered economic losses due to Tropical Storm Helene that occurred on Sep. 25-30, to apply for working capital disaster loans, before deadline.
  • Deadline for physical property damage is Jan. 7, 2025; deadline for EIDLs Jul. 2, 2025.
  • Dec. 2024 FEMA Makes Farmers, Ranch Hands Eligible
  • On Dec. 12, 2024, FEMA reported that NC farmers and ranch hands whose tools or equipment were damaged by Tropical Storm Helene may be eligible for disaster aid.
  • FEMA aid is generally available to replace disaster-damaged essential tools, supplies, equipment and items required for an individual's job or self-employment.
  • The deadline to submit a completed application for assistance is Jan. 7, 2025.

Regulators FEMA; SBA
Entity Types CNSM; Corp; Inv Co
Reference FEMA: PR NR 067, 12/12/2024; SBA: PR 25-146, 11/22/2024; FEMA: PR 052, 11/11/2024; PR 033, 10/24/2024; SBA: PR 25-039, 10/19/2024; FEMA: PR NR 003, 10/3/2024; PR HQ-24-217, 9/29/2024;
Functions BCS; Compliance; Financial; Legal; Operations; Risk
Countries United States of America
Category
State
Products Corporate; Fund Mgt; Loan; Mortgage
Regions Am
Rule Type Final
Rule Date 9/29/2024
Effective Date 1/7/2025
Rule Id 227932
Linked to Rule :227931
Reg. Last Update 12/12/2024
Report Section US Consumer

Last substantive update on 12/18/2024