CAL LEG Medicare Insurer, Plan APIs


On Sep. 11, CAL LEG passed bill to delay API implementation date.


  • CAL LEG passed bill AB 2198 to delay health care service plan, insurer requirements to maintain patient and health information application programming interfaces (APIs).
  • Amends Health and Safety Code (HSC) CAL LEG 2-5-1374.196 (plan licensing) and Insurance Code (INS), CAL INS 2-2-10133.12 (life and disability insurance contracts).
  • Existing Requirements
  • Current law requires health care service plans and insurers to establish and maintain patient access API, payer-to-payer exchange API, provider directory API as described 42 CFR 422.119(a) to (e), 42 CFR 422.119(f), 42 CFR 422.120 re Medicare Advantage.
  • Also gives authorizing California departments ability to require provider access API and prior authorization support API if final rules are published by the federal government.
  • Existing requirements became effective Jan. 1, 2024 for health plans and for insurers.
  • Bill Provisions
  • Requires the departments, starting Jan. 1, 2027 or when final federal rules are implemented, whichever later, to impose the API requirements on plans and insurers.
  • Allows authorizing departments to issue compliance guidance to plans and to insurers.
  • Legislative History
  • On Feb. 7, 2024, bill introduced in Assembly; on May 21, 2024, bill passed Assembly.
  • On May 22, 2024, bill introduced in Senate; on Aug. 28, 2024, bill passed in Senate.
  • On Aug.29, 2024, bill passed in Assembly with Senate amendments, sent to enrolling.
  • On Sep, 3, 2024, bill enrolled; on Sep. 11, 2024, enrolled bill presented to governor.
  • Effectiveness
  • No effective date specified; generally effective Jan. 1 after enactment, on Jan. 1, 2025.
  • Sep. 22, 2024 CAL LEG Governor Approval
  • On Sep. 22, 2024, CAL LEG governor approved bill AB-2198 and assigned Ch. 386.

Regulators CAL LEG
Entity Types Ins
Reference Ch. 386, 9/22/2024; Bill, AB2198, 9/11/2024; Citation: CAL INS 2-2-10133.12; CAL LEG 2-5-1374.196; 42 CFR 422.119; 42 CFR 422.120;
Functions Privacy; Product Administration; Record Retention; Reporting; Technology
Countries United States of America
Category
State
Products Dental; Disability; Insurance; Insurance-Health; Medicare; Vision
Regions Am
Rule Type Final
Rule Date 9/11/2024
Effective Date 1/1/2025
Rule Id 225988
Linked to Rule :199268
Reg. Last Update 9/22/2024
Report Section US Insurance

Last substantive update on 09/25/2024