JPN FSA Lending Based on Cash Flow

Published on: Apr 24, 2025

On Apr. 18, JPN FSA proposed points to note on the relevant law.

  • JPN FSA proposed Points to note/Guidelines regarding the Act on the promotion of cash flow-based lending, etc., as well as a number of revisions to Comprehensive guidelines for supervision of major banks, etc. / regional financial institutions.
  • Points to note outlines the contents of the discussions that led to the enactment of the Act on the promotion of cash flow-based lending, etc., and proposed amendments to guidelines involve additions of matters related to the perspective of supervising FIs.
  • Effectiveness
  • Comments on the public consultation should be received by May 19, 2025.
Regulators
JPN FSA
Entity Types
Bank; CU; MSB
Reference
CP, PR, 4/18/2025; Law 52 of 2024
Functions
Compliance; Financial; HR; Legal; Product Administration; Sales Practices; Suitability
Countries
Japan
Category
State
N/A
Products
Banking; Deposits; Loan
Rule Type
Proposed
Regions
AP
Rule Date
Apr 18, 2025
Effective Date
May 19, 2025
Rule ID
251613
Linked to
N/A
Reg. Last Update
Apr 18, 2025
Report Section
International