ME INS 2026 Rate Filing Deadlines

Published on: Mar 26, 2025

On Mar. 21, ME INS provided deadlines for non-grandfathered filings.

  • ME INS issued Bulletin 484, uniform deadlines for rate, form, qualified health plan (QHP) filings for non-grandfathered individual, small group plans, 2026 effective dates.
  • Key Dates
  • Uniform rate and form filing deadline is Jun. 5, 2025, for all non-grandfathered health plans and stand-alone dental plans subject to ACA with coverage dates during 2026.
  • Deadline allows for ME INS to transfer initial submissions to CMS by Jul. 16, 2025.
  • ME INS will use CMS-required templates, State-specific templates will be announced by the Marketplace; SERFF will allow direct transfer of rates in the URRT to HIOS.
  • CMS requested separate individual/small group filings, rates will use single risk pool.
  • Bulletin also provided guidance on the naming conventions for marketplace names.
  • Revisions to rate submissions are acceptable through Jul. 16, 2025, or the deadline for submission of pre-filed testimony in the first individual market rate review hearing.
  • Extensions will not be given unless due to changes made by ME INS or federal change.
  • Must follow SERFF form and rate instructions; final transfer date is Oct. 1, 2025.
Regulators
ME INS
Entity Types
Ins
Reference
Bul 484, 3/21/2025; ACA;
Functions
Compliance; Financial; Legal; Product Administration; Reporting; Underwriting
Countries
United States of America
Category
State
N/A
Products
Insurance; Insurance-Health
Rule Type
Final
Regions
Am
Rule Date
Mar 21, 2025
Effective Date
Jun 5, 2025
Rule ID
248172
Linked to
N/A
Reg. Last Update
Mar 21, 2025
Report Section
US Insurance