On Jun. 8, 2025, LOU LEG governor approved bill HB 121 as Act 144, effective Aug. 1.
Document dated Jun. 8, 2025, was added on Jun. 22, 2025 due to editorial backfill.
On May 29, LOU LEG passed bill on insurance claims handling service.
LOU LEG passed HB 121 on prohibitions on public adjusters and contracting services.
Prohibitions with respect to insurance claims handling services and processed claims.
Amends LOU INS 22:1706(H) (standards of conduct of public adjuster), LOU INS 37:2159.1 (home improvement contracting, prohibited acts, property insurance).
Document dated May 29, 2025, received from LOU LEG Jun. 3, summarized Jun. 6.
Bill Provisions
Prohibits persons from advertising or soliciting as insurance claims specialists or providing any insurance claim or policy interpretation related services to insureds
Prohibits public adjuster from acting as contractor, subcontractor, providing construction, roofing, repair services to insured for claim the adjuster processed.
Providers of contracting services prohibited from using agreements with insureds for construction without providing a good faith estimate of itemized, detailed costs.
Contracting services prohibited from advertising themselves as insurance claims specialists or stating they provide insurance claim, policy interpretation services.
Legislative History
On Apr. 14, 2025, bill introduced in House; on Apr. 29, 2025, bill passed in House.
On Apr. 30, 2025, bill introduced in Senate; on May 27, 2025, amended bill passed.
On May 29, House considered Senate amendments, result was House concurrence.
Effectiveness
Upon approval or otherwise enacted, HB 121 will become effective on Aug. 1, 2025.
Jun. 2025 LOU LEG Govenor Approval
On Jun. 8, 2025, LOU LEG governor approved bill HB 121 as Act 144, effective Aug. 1.
Document dated Jun. 8, 2025, was added on Jun. 22, 2025 due to editorial backfill.
