LOU LEG Behavioral Health Treatment

Published on: Jun 30, 2025

On Jun. 20, LOU LEG enacted bill re behavioral health treatment.

  • LOU LEG enacted SB 42 to provide for inpatient perinatal behavioral health treatment.
  • Enacts LOU INS 22:1077.4 relating to perinatal psychiatric commercial insurance; and LOU INS 46:447.4 on Medicaid inpatient treatment for perinatal psychiatric diagnosis.
  • Document dated Jun. 20, 2025, received from LOU LEG Jun. 25, summarized Jun. 30.
  • Bill Provisions
  • Health plans that provide perinatal mental health benefits shall provide coverage for voluntary inpatient treatment for a patient who has a perinatal psychiatric diagnosis.
  • Inpatient admissions, overnight stays, and medications resulting from the treatments.
  • Including infusions and prescriptions, and counseling shall be covered the service plan.
  • Health insurance issuers shall not deny coverage for voluntary inpatient treatment for a patient with a perinatal psychiatric diagnosis that is consistent with these standards.
  • Coverage subject to annual deductibles, coinsurance, and copayment plan provisions.
  • Medicaid managed care organizations shall also provide the same inpatient coverage.
  • LOU Medicaid Program is not prohibited from establishing payment criteria for services.
  • Legislative History
  • On Mar. 14, 2025, bill introduced in Senate; on May 14, 2025, bill passed in Senate.
  • On May 15, 2025, bill introduced in House; on Jun. 4, 2025, amended bill passed.
  • On Jun. 12, 2025, conference committee report passed both House and Senate.
  • On Jun. 20, 2025, bill delivered and signed by the governor; and assigned Act 410.
  • Effectiveness
  • Act takes effect Aug. 1, 2025; provisions apply to health plans issued beginning Jan. 1, 2026; plans in effect prior must conform at renewal date, no later than Jan. 1, 2027.
Regulators
LOU LEG
Entity Types
Corp; Ins
Reference
Act 410, SB42, 6/25/2025; Citation: *LOU INS* 22:1077, 46:447;
Functions
Claims/Accelerated Benefits; Compliance; Legal; Product Administration
Countries
United States of America
Category
State
N/A
Products
Insurance; Insurance-Health
Rule Type
Final
Regions
Am
Rule Date
Jun 20, 2025
Effective Date
Aug 1, 2025
Rule ID
260219
Linked to
N/A
Reg. Last Update
Jun 20, 2025
Report Section
US Insurance