LOU LEG Insurance, Psychiatric Condition

Updated on: Jun 27, 2025

Latest Event


  • Jun. 2025 LOU LEG Governor Approval
  • On Jun. 20, 2025, LOU LEG reported governor signed bill into law, assigned Act 360.

On Jun. 10, LOU LEG passed bill related to neuropsychiatric syndrome.

  • LOU LEG passed bill HB 408 which aims to require health insurance coverage terms relative to pediatric acute-onset neuropsychiatric syndrome and related conditions.
  • Adds new section to Louisiana revised statutes, LOU INS 22:1028.6 re insurance.
  • Bill Provisions
  • Requires coverage for pediatric acute-onset neuropsychiatric syndrome (PANS).
  • Also requires coverage for pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections (PANDAS), and types of autoimmune encephalitis (AE).
  • Health coverage plan may limit intravenous immunoglobulin treatments to no more than three monthly courses of treatment, unless more is deemed medically necessary.
  • Legislative History
  • On Apr. 3, 2025, bill introduced in House; on May 19, 2025, bill was passed in House.
  • On May 19, 2025, bill delivered to Senate; on Jun. 9, 2025, bill passed in the Senate.
  • On Jun. 9, 2025, bill returned to House; on Jun. 10, 2025, amendments concurred in.
  • Effectiveness
  • Applies to new policy, contract, or health coverage plan issued on/after Jan. 1, 2026.
  • Additionally, such plan in effect prior to Jan. 1, 2026, will convert to conform to the provisions of this Act on or before the renewal date, but no later than Jan. 1, 2027.
  • Effective Aug. 1, 2025.
  • Jun. 2025 LOU LEG Governor Approval
  • On Jun. 20, 2025, LOU LEG reported governor signed bill into law, assigned Act 360.
Regulators
LOU LEG
Entity Types
Ins
Reference
Act 360, 6/20/2025; Bill HB408, 6/10/2025; Citation: LOU INS 22;
Functions
Claims/Accelerated Benefits; Compliance; Legal; Product Administration
Countries
United States of America
Category
State
N/A
Products
Insurance; Insurance-Health
Rule Type
Final
Regions
Am
Rule Date
Jun 10, 2025
Effective Date
Aug 1, 2025
Rule ID
258305
Linked to
N/A
Reg. Last Update
Jun 20, 2025
Report Section
US Insurance