PAN CB Complaints Procedures

Published on: Nov 24, 2025

On Nov. 18, PAN CB updated procedures to improve speed, efficiency.

  • PAN CB has published Circular 116 regarding the issuance of Agreement 9-2025.
  • Highlights
  • Agreement 9 updates administrative procedure for handling complaints before PAN CB.
  • In order to incorporate various improvements aimed at ensuring speed and efficiency in the different complaints submitted by banking consumers to this PAN CB.
  • Effectiveness
  • Agreement 9 shall come into force on Nov. 15, 2026.
Regulators
PAN CB
Entity Types
Bank
Reference
Cir SBP-DR-CIRCULAR-2025-0116, 11/18/2025; Agreement 9, 11/12/2025
Functions
Complaints; Compliance; Financial; Legal; Reporting
Countries
Panama
Category
State
N/A
Products
Banking
Rule Type
Final
Regions
Am
Rule Date
Nov 18, 2025
Effective Date
Nov 15, 2026
Rule ID
276850
Linked to
N/A
Reg. Last Update
Nov 18, 2025
Report Section
International