LOU LEG Seniors Auto Liability Insurance

Updated on: Jun 19, 2025

Latest Event


  • Jun. 2025 LOU LEG Bill Approval
  • On Jun. 8, 2025, LOU LEG governor approved bill, assigned Act 168, effective Aug. 1.
  • Document dated Jun. 8, received from LOU LEG Jun. 13, summarized on Jun. 18.

On Jun. 2, LOU LEG passed bill re insurers who raise certain premiums

  • LOU LEG passed Bill HB 258 to amend Louisiana revised status LOU INS 22:1286 re automobile liability insurance premiums of policyholders 65 years of age or older.
  • Legislative Provisions
  • Prohibited increase of automobile liability insurance solely on the basis of policyholder reaching the age of 65 or older and penalizes insurers who increase the premiums.
  • Deleted $10k penalty per violation and authorize commissioner to regulate penalties.
  • Legislative History
  • On Apr. 14, 2025, bill introduced in House; on May 13, 2025, bill was passed in House.
  • On May 14, 2025, bill delivered to Senate; on Jun. 2, 2025, bill was passed in Senate.
  • Effectiveness
  • If an effective date is not provided in the bill text, the bill will always become effective on Aug. 1 of the year that the bill passed the Legislature, so if approved, Aug. 1, 2025.
  • Jun. 2025 LOU LEG Bill Approval
  • On Jun. 8, 2025, LOU LEG governor approved bill, assigned Act 168, effective Aug. 1.
  • Document dated Jun. 8, received from LOU LEG Jun. 13, summarized on Jun. 18.
Regulators
LOU LEG
Entity Types
CNSM; IB; Ins
Reference
Act 168, 6/8/2025; Bill HB258, 6/2/2025; Citation: LOU INS 22:1286;
Functions
Claims/Accelerated Benefits; Compliance; Financial; Legal; Product Administration
Countries
United States of America
Category
State
N/A
Products
Auto/Motorcycle; Insurance; Insurance-Property; Seniors
Rule Type
Final
Regions
Am
Rule Date
Jun 2, 2025
Effective Date
Aug 1, 2025
Rule ID
257217
Linked to
N/A
Reg. Last Update
Jun 8, 2025
Report Section
US Insurance