On Mar. 18, DEL INS issued bulletin on filing requirements, deadlines.
DEL INS issued bulletin on qualified health plan (QHP) rate filing, submission timeline.
Follows Aug. 2022 DEL INS bulletin on rate filing correction window, see #145964.
2026 Qualified Health Plan Rate Filing
Required insurers to submit 2 sets of rate filings in Unified rate review template for 2026 given American rescue plan act only extended through Dec. 31, 2025, #144459.
American rescue plan act (ARPA) increased refundable tax credit rate, provided tax credits for certain low-income taxpayers enrolled in qualified health plans, #100067.
Included one set of rates that exclude assumption that ARPA premium tax credits will extend beyond Dec. 31, 2025, another set assuming extension through Dec. 31, 2026.
Each filing must include actuarial memorandum that outlines methodology used for modifying rates under each scenario, must identify each assumption subject to change
Unified rate review templates (URRTs), supporting documentation must be submitted through system for electronic rate and form filing (SERFF); provided filing process.
The bulletin also provides the submission timeline and deadlines for plan year 2026.
Important Dates
QHP PY26 application submission and data validation window opens on Apr. 16, 2025.
Initial deadline for issuers to submit QHP applications to CMS on Jun. 11, 2025.
Deadline for QHP PY26 proposed rates to be submitted through SERFF on Jul. 2, 2025.
