COL INS Treatment of Covid Patients


On Sep. 17, COL INS proposed regulation on treating Covid patients.


  • COL INS proposed draft emergency regulation 21-E-XX, to require insurance carriers to cover costs of patient transfers between facilities during state’s COVID-19 recovery.
  • To ensure health care facilities have sufficient resources to treat COVID-19 patients.
  • Applicable to all carriers offering individual, small group, large group plans, student health plans, managed care plans subject to the insurance laws of Colorado.
  • Carriers who are 3rd-party administrators for self-funded plans strongly encouraged to follow requirements of this regulation in order to create uniform billing structures.
  • Coverage, Reimbursement, Treatment
  • Covered person receiving care in hospital or freestanding emergency department who is transferred to another hospital or facility to ensure/preserve adequate bed capacity due to ongoing COVID-19 situation is deemed to have emergency medical condition.
  • All services at receiving facility are considered to be emergency services, including in- network cost sharing benefits and consumer protections against balance billing.
  • Consultation
  • COL INS requested public comments on emergency regulation by Sep. 24, 2021.

Regulators COL INS
Entity Types CNSM; Ins
Reference RF, 9/18/2021; COVID-19
Functions Compliance; Financial; Legal; Product Administration; Reporting
Countries United States of America
Products Insurance; Insurance-Casualty; Insurance-Health; Insurance-Life; Insurance-Property
Regions Am
Rule Type Proposed
Rule Date 9/17/2021
Effective Date 9/24/2021
Rule Id 116203
Linked to N/A
Reg. Last Update 9/17/2021
Report Section US Consumer

Last substantive update on 09/19/2021