On Oct. 31, 2025, ALSK INS issued Bulletin B25-08 re fair consumer treatment after west coast storm, which supersedes Bulletin B25-07 and expires on Nov. 30, 2025.
On Oct. 14, ALSK INS on limiting late payment policy cancellations.
ALSK INS issued Bulletin B25-07 re fair consumer treatment after west coast storm.
Disaster Declaration
On Oct. 9, 2025, ALSK Governor issued a disaster declaration for west coast storms.
Later expanded list of impacted areas and activated state emergency operations plan.
Brought a statewide coordinated response to the communities impacted by the storm.
Guidance
Carriers must provide relief to affected policyholders; offer an extension to premium grace period of at minimum two weeks in order to allow continued insurance coverage.
ALSK INS will minimize regulatory effects, specifically in financial review requirements.
Extension does not eliminate obligation to pay; limits late payment policy cancellation.
Electronic payments may be affected due to banks closures from no power or internet.
Health insurers are expected to permit for coverage of longer supplies of medication.
Prior to refusal to pay claim, must provide explanation of denial or offer a settlement.
Oct. 2025 ALSK INS Fair Treatment
On Oct. 31, 2025, ALSK INS issued Bulletin B25-08 re fair consumer treatment after west coast storm, which supersedes Bulletin B25-07 and expires on Nov. 30, 2025.
