On Oct. 17, 2025, VA INS issued order to adopt amendments, effective Dec. 1, 2025.
Document dated Oct. 17, 2025, received from VA INS Oct. 27, summarized on Oct. 30.
On Aug. 28, VA INS proposed changes to mandatory policy coverage.
VA INS proposed amendments to dwelling property insurance policies standards.
Amends VA INS 14-5-341-40 on dwelling insurance mandatory property coverages.
Proposed Amendments
Insurers shall provide a limit of liability of at least 10% of the dwelling limit of liability.
Upon request of the named insured, an insurer may provide any other limit of liability for other structures coverage that is not less than 5.0% of the dwelling limit of liability.
Currently, limit of liability may not be less than 10% of the dwelling limit of liability.
Proposed Effectiveness
VA INS recommended adoption of amendments with effective date of Dec. 1, 2025.
Consultation
Comments and requests for hearing must be submitted by Oct. 6, 2025.
Sep. 2025 VA INS State Register
On Sep. 22, 2025, VA INS published notice of proposed rulemaking in State register.
Oct. 2025 VA INS Adopted Rule
On Oct. 17, 2025, VA INS issued order to adopt amendments, effective Dec. 1, 2025.
Document dated Oct. 17, 2025, received from VA INS Oct. 27, summarized on Oct. 30.
Regulators
VA INS
Entity Types
CNSM; Ins
Reference
Nt, Or INS-2025-00076, 10/17/2025; VA SR Vol. 42 Iss. 3, 9/22/2025; Nt, 8/28/2025; RF INS-2025-00076, 8/22/2025; Citation: VA INS 14-5-341-40;
