CHI SH HRSS Work Injury Insurance

Updated on: Oct 29, 2025

Latest Event


  • Oct. 2025 Implementation Opinions
  • On Oct. 27, 2025, CHI SH HRSS issued Implementation opinions on work-related injury insurance for employees who have exceeded the legal retirement age and interns with employment over one month; all terms same as the trial opinions above.
  • The opinions will be effective from Dec. 1, 2025 to Nov. 30, 2030.

On Nov. 9, CHI SH HRSS issued opinions re over-age staff, interns.

  • CHI SH HRSS issued trial opinions on work-related injury insurance for employees who have exceeded the legal retirement age and interns with employment over one month.
  • Document dated Nov. 9, 2023, received from SH HRSS Nov. 28, summarized Nov. 29.
  • Trial Opinions
  • Over-age employees are those over the legal retirement age and under the age of 65.
  • Interns are eligible students of vocational schools/colleges/universities in Shanghai, who have agreed with the employer for an internship period of one month or more.
  • If over-age employees and interns participate in work-related injury insurance, the employer shall register for them per the employment and internship agreement.
  • Social insurance agency will stop payments after expiration of employment agreement.
  • Employer to inform social insurance agency of early termination/renewal of agreement.
  • Opinions specify the calculation of payment rate for over-age employees and interns.
  • Specify the claims arrangements for accidents/occupational diseases, and in the scenario that staff become disabled due to work, with a fifth to tenth grade disability.
  • Benefit expenses beyond the scope the work-related injury insurance shall be settled through negotiation between the employer and the over-age employee/intern.
  • If the negotiation fails, they may resolve through civil litigation/other legal channels.
  • Over-age employees employed in engineering construction projects shall be subject to relevant policies and regulations for engineering construction projects by the state/city.
  • Employers shall educate their staff re occupational disease/accidents prevention.
  • Effectiveness
  • The opinions will be effective from Dec. 1, 2023 to Nov. 30, 2025.
  • Oct. 2025 Implementation Opinions
  • On Oct. 27, 2025, CHI SH HRSS issued Implementation opinions on work-related injury insurance for employees who have exceeded the legal retirement age and interns with employment over one month; all terms same as the trial opinions above.
  • The opinions will be effective from Dec. 1, 2025 to Nov. 30, 2030.
Regulators
CHI SH HRSS
Entity Types
Corp; Ins
Reference
RN SH HRSS No. 22 (2025), 10/27/2025; RN SH HRSS No. 30 (2023), 11/9/2023
Functions
Claims/Accelerated Benefits; Compliance; HR; Legal; Risk
Countries
China
Category
State
N/A
Products
Accident; Corporate; Disability; Insurance; Insurance-Health
Rule Type
Final
Regions
AP
Rule Date
Nov 9, 2023
Effective Date
Dec 1, 2025
Rule ID
192652
Linked to
N/A
Reg. Last Update
Oct 27, 2025
Report Section
International